West Creek Financial
The finance company purchases the merchandise for you after which you lease back the items with payments on your pay schedule. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.
All the customer needs:
There is simply a processing fee of $40 which is refundable if the customer chooses not to proceed with financing.
90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.
65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.
Both finance options offer a hybrid lease/purchase financing program that approves 9 out of 10 applications regardless of your credit history. Instead of using a credit history, approvals are based on two factors: